We suggest calling your existing lender to ask about their loan consolidation costs and procedures and then comparing that to the rates and terms you can find on the Internet, for example by doing a Google search for the term "student loan consolidation" or similar.  Here's a Google Search box you can use right now.  For your convenience, results will open in a new window.

You should also consider joining our LoanManager-com lending group on Prosper.com.  As a group member, you'll have the advantage of the group's strong borrowing reputation.  You'll have an opportunity to present your case to lenders, who can consider your loan request and bid on your loan.

Lenders give bid more aggressively and you receive lower rates and faster funding if you join a group like LoanManager-com.  Consider teaming up with LoanManager.com today and find out how easy student loans can be!

If you're the parent, student or graduate, you need to learn all that you can about student loans and financial aid. It's hard to believe right now, but the process of getting or consolidating your student loans is really not as complicated as it seems.

Financial aid varies for every student, but one thing that holds true for everyone is that you should apply, even if you think you may not qualify. There are many variables that are taken into consideration for your financing, and you won't know whether you'll get a student loan or not if you don't apply!  If you have graduated and have student loans you should consider consolidating them to save money and time.